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Freeze your interest for 24 months.1
Ice your debt now, thrive later with 0% p.a. for 24 months on Balance Transfers to a Latitude GO Mastercard credit card.
3% balance transfer fee applies. New customers only, must be approved by 31 July 2025. T&Cs, card fee & other charges apply.
Add another star to your accommodation!
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0%p.a.
on long-term Interest Free Payment Plans
0%p.a.
up to 55 days interest free2 on general purchases
27.99%p.a.
Purchase Rate on general purchases
$0
account establishment fee
$10.95
credit card fee charged monthly (subject to change)
Min credit limit
$1000
Expired Plan Rate
29.99% p.a.
Cash Advance Rate
29.99% p.a.
Balance Transfer Rate
The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered.
Cash advance fee
The greater of 3.5% or $4.
Payment handling fees
$0 when you pay via the Latitude App, Latitude Service Centre, mail, or direct debit
$1.95 (online using BPAY®)
$3.95 (in person at Australia Post)
Late fee
$45
Paper statements
$5.00
You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre.
Balance Transfer fee
Up to 3% of balance transfer amount
International transaction fee
3% on all purchases and cash advances
International cash advance fee
$4, on top of the cash advance fee
International cash over the counter fee
$5, on top of the cash advance fee
Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Cash rate
29.99% p.a.
Annual Percentage Rate (APR)
29.99% p.a.
Monthly credit card fee
$10.95
Late Fee
$45
ATM withdrawal fee
Greater of 3.5% or $4
BPAY cash advance fee
Greater of 3.5% or $4
Payment handling fee
$0 when you pay via the Latitude App, Latitude Service Centre, mail, or direct debit
$1.95 (online using BPAY®)
$3.95 (in person at Australia Post)
® Registered to BPAY Pty Ltd ABN 69 079 137 518
Paper statements
$5.00
You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre.
Important information
1 Balance transfer applies to eligible customer's Australian non-Latitude credit cards only. Balance transfer amounts commencing from $500 or more, up to 85% of your Latitude GO Mastercard credit limit. Monthly payments required (exact amounts specified in your statement). Paying only the minimum monthly payment may not pay out the balance transfer amount before the end of the promotional period. If there is an outstanding balance after the promotional period, interest will be charged at the cash annual percentage rate, currently 29.99% (subject to change). A once-off balance transfer fee of 3% applies to the amount being transferred. This will be charged to your Latitude GO Mastercard credit card account when the balance transfer is processed.
New customers only, must be approved by 31 July 2025. Latitude may vary, extend or withdraw this offer at any time without notice.
Latitude Credit Card General Terms and Conditions set out the T&Cs of the Latitude GO Mastercard credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
2 To take advantage of up to 55 days interest free on credit card general purchases, you need to pay the full closing balance (excluding un-expiring Interest Free Payment Plans) on each statement of account by the applicable due date.
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® Registered to BPAY Pty Ltd ABN 69 079 137 518
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