Personal and Motor Loans
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Log in to LoansWhy choose a Latitude loan?
Latitude Loans
Need money for a shiny new car, an overseas adventure, or simplifying your repayments? Whatever your goals, we’ll try and get you there. Explore your options below.
Let’s look at the nuts and bolts
The minimum amount you can borrow for a Latitude Personal Loan is $5,000, with the maximum depending on your circumstances and current financial situation.
In most cases, you can expect to receive a decision on your loan application in 1-2 working days.
Once your loan is approved and signed, your funds are usually available the next day or no more than two working days (depending on your circumstances).
Important information
^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. All applications are subject to lending and approval criteria.
Loan terms range from 2-7 years for Latitude Personal Loan.
Latitude Variable Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.93% p.a. to 31.38% p.a.).
Latitude Fixed Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.93% p.a. to 31.38% p.a.).
* The Comparison rate for the above products are based on $30,000 over 5 years.
WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 15.99% p.a. (17.40% p.a. comparison rate), would equate to a total amount payable of $45,418 (including a $395 establishment fee and $13 monthly loan servicing fees).
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.
1 You can make additional payments at any time, however, an early termination fee may apply on a Fixed loan up until the last 3 months of your loan term.
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Available components: componentsAlert, componentsHeroBannerCarousel, componentsRatesAndFees, componentsPartnersList, componentsOffers, componentsPromoBanner, componentsInPageNav, componentsOfferCategory, componentsFeatureSlider, componentsInterestFreeOffer, componentsImportantInfo, componentsOfferBanner, componentsFaq, componentsSecondaryNav, standaloneText, componentsCardComparison
Available components: componentsAlert, componentsHeroBannerCarousel, componentsRatesAndFees, componentsPartnersList, componentsOffers, componentsPromoBanner, componentsInPageNav, componentsOfferCategory, componentsFeatureSlider, componentsInterestFreeOffer, componentsImportantInfo, componentsOfferBanner, componentsFaq, componentsSecondaryNav, standaloneText, componentsCardComparison